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Critical Solutions

Protection for your family, your finances and your future.

Daily life is already complicated enough. Therefore, when you face the additional stress of a critical illness, it is much better if you can minimize your financial concerns.

A supplemental health insurance policy can help you protect your family, your finances and your future in difficult times. Washington National Critical SolutionsSM offers benefits that you can use to pay for expenses related to the diagnosis of a critical illness and its treatment.In addition, you can opt for the cash value clause, an optional benefit that can return your paid premiums.

Cash value clause

With the cash value clause, you can receive a single check for all premiums paid (minus claims made) after 25 years or on the anniversary date of the clause after your 65th birthday, if that happened before. The only requirement to receive the benefits of the clause is to keep your policy and the clause in effect until the policy expires. As of the sixth year, upon delivery of the policy, you will receive a percentage of the premiums paid, less claims made. The longer your clause remains in effect, the larger the percentage.

A hospital is not simply a bed, it is a unit or center that functions as a skilled nursing facility, nursing home, extended care centers, nursing home, nursing home, nursing home, sanatorium, center of rehabilitation, a place destined to provide care for alcoholics or drug addicts, or a center for the care and treatment of mental disorders or diseases.

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